In the past thirty years of my life, I have had great freedom to make choices in my life because of what the ministry has taught concerning “living within your means” and living debt-free.
I purchased a home in 1986 and considered if I could afford the mortgage even if I worked at a minimum-wage job. So I was applying the principle of living within my means.
But looking ahead, I wanted to do more for God with my time and talents. The best way to do this was to start living debt-free. So I worked toward and then paid off my mortgage, and I now have no loans or credit card debt.
When in the early 1990s our country entered a recession, I was able to face the challenges of the country’s financial crisis with trust in God and the absence of fear because I was free from the bondage of debt.
Living debt-free opened up opportunities to take on the privilege of being a household fellowship coordinator in the first years of the new millennium and to help others see the greatness of living the Word in this category. I am still sharing these truths today and will continue to do so in the current fellowship I have the honor to coordinate.
I was able to leave a job situation after thirty-eight years that had become very vexing day after day because I knew that I had that freedom of living debt-free. Another woman who was in the exact same situation at the company was afraid to look for other opportunities to use her skills elsewhere. She was too afraid to do so because her mind-set was, “I cannot because I have a mortgage.”
I have seen the benefit of what the ministry has taught me in very practical solutions for living in whatever financial or political climate that surrounds me in the world. I have peace. Being in bondage to debt would have caused me to fear and ensnared me. God’s Word, when applied, allows us to walk in freedom and abundance.
I thank God for His matchless Word, and The Way Ministry for teaching me how to apply it in every category of life so that I can walk circumspectly and unfettered, serving God with my whole heart, soul, mind, and strength.
When we were preparing for our wedding, we made up our minds that we would begin our marriage debt-free and also have a beautiful event that was within our budget. We were convinced from the Word we had been taught in The Way Ministry that it is God’s will for us to live within our means and that there is true freedom in living without financial encumbrances. Although neither of us foresaw any upcoming changes to our income levels, we decided to prove God by continuing to tithe and abundantly share, set a workable wedding budget, and pay off our debts little by little.
Over the course of the next year, we were amazed to see our debts shrinking and finally disappearing. We were blessed by individuals who gifted us some money here or there; but beyond that, we still to this day do not know how we were able to make our incomes stretch as far as they did. In fact, after our wedding was over and paid for, we were debt-free and still had an unexpected abundance of finances remaining. We started our new life together with a crystal clear example of what God truly means by “exceeding abundantly above all that we ask or think.”
Blessings overflow constantly.
Most recently, I decided to adjust my finances to get out of debt more quickly, save for the future, and have enough to give with plurality in mind. I decided on a budget and was looking for new housing within that budget. It definitely seemed impossible by five-senses standards; but when we are in alignment with God’s will all things are possible! God led me to a brand new, fully renovated and furnished apartment with more “bells and whistles” than what I had even asked for. AND it is $50 less than the amount I budgeted for housing! It is approximately twelve to fourteen minutes from fellowship (I had requested less than twenty), and it’s on the BEACH! Ephesians 3:20 to the fullest! So many principles here—and I learned all of them from the Word I have been taught in our ministry.
A Region meeting in May of 2014 inspired me to get committed about taking the 2015 Advanced Class. I had been proving the limitlessness of God in other categories of my life, but I wasn’t sure how God would erase over $40,000 of debt in less than a year so I could attend the class. I began by finding out what God’s Word says about debt and why it was important to live debt-free. I met with a seasoned believer who was able to teach me and show me where those truths were in the Word, and I decided to believe and act on them.
My first step was to go through my budget, looking at my income and expenses and at exactly how much debt I had. I quickly realized that I would need to increase my income and decrease my expenses. I remembered the principle of giving equals receiving and increased my tithe. In Christians Should Be Prosperous it says, “…the tithe has never been improved upon except by increasing the proportion.” After reviewing my budget again with all the expenses reduced, I knew God would go to work to help my income increase.
I was at work on a Monday morning, and I was thanking God for all His blessings, including getting me through college with minimal debt and helping me find a fun job with good pay, good benefits, and good people to work with. The next thing I knew, I was marching into the president’s office and explaining to him why I needed to look for more work. I told him about the Advanced Class and that I needed more income to get out of debt, and that I would be looking for a part-time job soon. The president told me that I could take on some more responsibility at my current job and work more hours for more compensation. It was a very simple solution that I was peaceful with, and I knew it was from God. With all this, I was debt-free and registered for the Advanced Class all in God’s perfect timetable.
I came to The Way Ministry twenty-four years ago. I arrived entangled in debt—I owed money to people here and there. I urgently needed deliverance, and God delivered me at the very first household fellowship I attended. He prepared and set everything just right for me to hear the Word I needed to be delivered from the snare of debt.
The teaching that day was about how to live within one’s means. The very first verse of scripture I learned was Proverbs 22:7: “The rich ruleth over the poor, and the borrower is servant to the lender.” It was just a perfect portrayal of my life then. I wondered if the teacher knew I was coming and had selected a topic just for me. But I soon learned that my Creator, God Almighty, is a loving, all-knowing God, Who had set the scene just for my deliverance. With more verses of scripture, the teacher exhorted us to take believing action for total deliverance from any form of debt. I immediately made up my mind. I made the decision to believe and act upon the truth I had been taught. I started attending fellowship on a regular basis and doing my best to put God’s Word into practice. And gradually, I got delivered not only from debt, but also from other bad habits I had developed over the years.
From then on, I have never been deceived about God. Every aspect of my personal, family, professional, and social life has been transformed by the greatness of God’s accurate and matchless Word. From a life full of fear and doubt, I became a bold and convinced believer, ready to act upon God’s Word to make His promises mine. Had it not been for God and His Word, I would have disappeared from the face of the earth a long time ago.
Thanks to the Word of God I have been taught in The Way Ministry, today I am able to overcome any pressure that comes my way, and I can do it without stress. What God has done for me with His Word, He is willing and able to do for anyone who believes.